Curve – Mobile wallet

3.2
54.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Curve is a game-changing mobile wallet used by over 4 million people. It makes all your cards and accounts work better together as one single payment card, supercharging your money with cashback rewards, insights and financial control. You can even link your PayPal account to Curve and shop with PayPal in-store.

Earn Cashback Rewards

Earn up to 40% cashback from 100s of brands, including instant cashback every time you spend at household names like Primark, IKEA, Argos, Waterstones, and more. You can even earn cashback on top of any rewards you get with another card. Double rewards on a single transaction? Yup!

If you want cashback on all your essentials, you can earn an additional 1% cashback at up to 12 retailers of your choice when you upgrade. From Aldi and Lidl to Uber, Amazon, ASOS, Netflix, Apple and loads more – the upgrade can end up paying for itself, and then some!

Avoid fees abroad
without switching banks

Most banks and credit cards charge you around 3% to spend money abroad. That quickly adds up! But when you use the same cards via Curve, you will eliminate foreign transaction fees from your travels. That’s right, simply using your cards through the Curve mobile wallet can make those sneaky travel fees disappear. You can even use PayPal abroad without fees, including PayPal Credit.

*Fee-free limits vary according to subscription plan

A tiny time machine
in your pocket

The only mobile wallet with an in-built time machine, Curve gives you the power to Go Back in Time® and switch payments from one card to another, after you’ve made a purchase. This can help you undo accidental payments and take more control of your cashflow. Switch debit card payments to your credit card to free up cash or maximise your credit cards rewards.

Earn 1000s of extra credit card points

Curve gives you the power to pay bills with a credit card where credit cards are not accepted. So you can collect thousands of extra credit card points every month without spending extra cash or taking out a new credit card. Just pay bills that would normally go on your debit card to bag extra rewards. You can even pay off credit cards with another credit card to earn double rewards.

Curve Fronted transactions free up to £3000/rolling 30 days with Curve Metal. 2.5% fee thereafter

The mobile wallet
you never have to open

Create Smart Rules to match certain payments to specific cards so you never have to flick through your wallet again e.g. Automatically make all groceries get charged to your joint account or all purchases over £100 to get charged to your credit card. You make the rules.
Updated on
18 Mar 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 7 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.2
53.4K reviews
Nazary Nebeluk
16 October 2023
Interesting idea but terrible product. I signed up last year for the extra 1% on mobile purchases but have had nothing but issues since. It took forever to get approved and get the physical card. Then this summer they charged me a temporary hold that triggered a late payment notice and penalty. It's been 6 weeks and they still have not resolved the issue. Not worth trusting your money to a company which such poor customer support.
4 people found this review helpful
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Curve OS
18 October 2023
Hi Nazary, we sincerely apologise for the troubles you've had with the app and we'd love to change this experience. Not to worry as we'll do our best to help speed things along for you! Could you please send us a direct message with your verified email to one of our official social media handle here - https://rb.gy/0jwfp? We'll get this sorted!
Quan Pham
14 June 2022
The app is filled with bugs. It constantly closes, you have to click the same prompt multiple times to move forward. Applying for the card is a pain. My profile is bugged and it can't move in the application. Customer service is asking me the same question multiple times after I sent them proof that it wasn't the issue. Overall, better off to save yourself the headache until this company figures out the operational and technical problems. If launch is this terrible, imagine the day to day.
27 people found this review helpful
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Curve OS
15 June 2022
We sincerely apologize for the troubles you've had with the app Quan. Support would be happy to take a look into this for you, as you have an open query the social media team can help! They can be reached on our Facebook or @AskCurve Twitter page. Please send either a DM about this issue and provide in your email address, they'll follow this up!
Irfaan Saheb
4 March 2023
Curve used to be such an amazing app. I would say I was a very early adopter of the app, loved the concept, loaded all my cards and used it as often as I could. Over the past few years I've seen Curve become one of those companies that care more about the profits then the care given to consumers. I used to have about 9 cards on there, and now every time I go to add a new card due to one expiring I'm being told I've maxed out funding cards and I'm being forced to upgrade my free plan to a paidone
22 people found this review helpful
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Curve OS
8 March 2023
Hi Irfaan, thanks for your valuable feedback. If you'd like to chat to us in regards to your experience please email us at support@curve.app so that we can help you out where possible!